A term to bring fear to the heart of any UK householder. Here it seems normal from my observations of the results and histories recounted. All due to the fact that the earth bakes dry to depth and then swells in the rains. Some is temporary and doors that wouldn't shut in Summer doing so in Winter. Even more modern properties built on 1 concrete slab seem to have problems with the slab possibly tilting.
Perhaps UK insurers should shrug off their fear and realise that with changes to climate they will have to accept it as normal offset by the number of contractors that specialise in the remedial work and hence far less expensive than UK.
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